RTO Home Center | Rent to Own in Greater Sacramento, Placer, El Dorado Counties

Frequently Asked Questions

Q: What is a Rent To Own Transaction?

A: A Rent To Own transaction is a real estate agreement which is composed of a rental lease, an option agreement and a purchase agreement which the tenant has the option to purchase the property at a fix price at a specified point of time in the future.

The borrower pays an option fee which is generally 2-3% of the price, which is credited to the purchase price. Also every month a portion of your rent payment applies towards the future purchase price.

Q: What is a rent credit?

A: A rent credit is a portion of the monthly rent payment that comes out of your rent every month to apply towards the future purchase price.

Q: What is an Option Fee?

A: Option fee or otherwise known as option consideration are the funds paid at the closing that apply 100% towards the purchase price of the home, this is the financial commitment a tenant/buyer makes to purchase their new home similar to buying a home with conventional financing, without the hassles of getting financing with the difficult financing guidelines today.

Q: What are the advantages of a rent to own transaction?

A: There are several benefits to purchasing a rent to own home, one of the main factors is in today’s economy it is very difficult to get approved for conventional financing to purchase a home. With a rent to own transaction this gives you time to fix your credit and be able to qualify for a mortgage. Please see our benefists of a rent to own page

Q: "My Credit is terrible, will I still be able to qualify"?

A: Yes, our rent to own program is not based on todays credit, this gives you time to repair your credit and work on qualifying for financing to qualify in the future for your purchase price you are in contract for. We recommend you refer to a mortgage professional to determine what purchase price you will be able to qualify for based on your financial situation.

Q: I am in the process of going through a foreclosure, can you still work with me?

A: Yes, we work closely with a full service real estate company who can assist you in this process to help you with a short sale on your property instead of going through a foreclosure so your credit will not be impacted as severely and we can help you qualify sooner for financing for your rent to own home. During this process we will work with you to get you moved into one of our rent to own properties. You can talk to them here: www.norcalhomecenter.com

Q:How can Vienna Holding Corp help me find a rent to own home?

A: We update our websites daily and once we know what you are looking for we can assist you in helping you find the home of your dreams. To get started, click on the buyers tab, fill out the contact information and the criteria for the type of home you are looking for so we can get started working with you today.

Q:Where are you located?

A: We Service Northern California serving but not limited to the following communities: Auburn, Lincoln, Roseville, Rocklin, Granite Bay.

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Vienna Holding Corp
5842 Lone Tree Blvd, Rocklin, CA 95765
T: 916.520.1712 | F: 916.367.6782 | E: info@rtohomecenter.com
DRE # 01883618

RTOHomeCenter.com is Sacramento's best website for rental homes, rental houses, rent to own homes, lease option houses, lease to purchase homes and homes for rent.

We provide property management in the following communities:
Property Management in Roseville, Property Management in Sacramento,Property Management in Rocklin, Property management in Lincoln,Property Management in North Highlands, Property Management in Natomas, Property Management in Elk Grove, Property Management in Laguna,Property Management in West Sacramento, Property Management in Orangevale, Property Management in Citrus Heights, Property Management in Fair Oaks, Property Management in Gold River, Property Management in Carmichael, Property Management, Property Management in Cameron Park, Property Management in El Dorado Hills, Property Management in Serrano, and more.

We have rentals in the following communities:
Rentals in Sacramento, Rentals in Natomas, Rentals in Elk Grove, Rentals in Laguna, Rentals in Galt, Rentals in Franklin, Rentals in West Sacramento, Rentals in Davis, Rentals in Orangevale, Rentals in Citrus Heights, Rentals in Fair Oaks, Rentals in Gold River, Rentals in Carmichael, Rentals in North Highlands, Rentals in Antelope, Rentals in Roseville, Rentals in Rocklin, Rentals in Granite Bay, Rentals in Lincoln, Rentals in Loomis, Rentals in Marysville, Rentals in Plumas Lake, Rentals in Olivehurst, Rentals in Rancho Cordova, Rentals in Rosemont, Rentals in Cameron Park, Rentals in El Dorado Hills, Rentals in Shingle Springs, Rentals in Serrano, Rentals in Rescue, and more.

We have houses for rent in the following areas:
Houses for rent in Sacramento, Houses for rent in Natomas, Houses for rent in Elk Grove, Houses for rent in Laguna, Houses for rent in Galt, Houses for rent in Franklin, Houses for rent in West Sacramento, Houses for rent in Davis, Houses for rent in Orangevale, Houses for rent in Citrus Heights, Houses for rent in Fair Oaks, Houses for rent in Gold River, Houses for rent in Carmichael, Houses for rent in North Highlands, Houses for rent in Antelope, Houses for rent in Roseville, Houses for rent in Rocklin, Houses for rent in Granite Bay, Houses for rent in Lincoln, Houses for rent in Loomis, Houses for rent in Marysville, Houses for rent in Plumas Lake, Houses for rent in Olivehurst, Houses for rent in Rancho Cordova, Houses for rent in Rosemont, Houses for rent in Cameron Park, Houses for rent in El Dorado Hills, Houses for rent in Shingle Springs, Houses for rent in Serrano, Houses for rent in Rescue, and more.

We have homes for rent in the following locations:
Homes for rent in Sacramento, Homes for rent in Natomas, Homes for rent in Elk Grove, Homes for rent in Laguna, Homes for rent in Galt, Homes for rent in Franklin, Homes for rent in West Sacramento, Homes for rent in Davis, Homes for rent in Orangevale, Homes for rent in Citrus Heights, Homes for rent in Fair Oaks, Homes for rent in Gold River, Homes for rent in Carmichael, Homes for rent in North Highlands, Homes for rent in Antelope, Homes for rent in Roseville, Homes for rent in Rocklin, Homes for rent in Granite Bay, Homes for rent in Lincoln, Homes for rent in Loomis, Homes for rent in Marysville, Homes for rent in Plumas Lake, Homes for rent in Olivehurst, Homes for rent in Rancho Cordova, Homes for rent in Rosemont, Homes for rent in Cameron Park, Homes for rent in El Dorado Hills, Homes for rent in Shingle Springs, Homes for rent in Serrano, Homes for rent in Rescue, and more.

We can handle lease options, lease to own, purchase options, and rent to own in the following locations:
Lease options, lease to own, purchase options, and rent to own in Sacramento, Lease options, lease to own, purchase options, and rent to own in Natomas, Lease options, lease to own, purchase options, and rent to own in Elk Grove, Lease options, lease to own, purchase options, and rent to own in Laguna, Lease options, lease to own, purchase options, and rent to own in Galt, Lease options, lease to own, purchase options, and rent to own in Franklin, Lease options, lease to own, purchase options, and rent to own in West Sacramento, Lease options, lease to own, purchase options, and rent to own in Davis, Lease options, lease to own, purchase options, and rent to own in Novato, Lease options, lease to own, purchase options, and rent to own in Marysville, Lease options, lease to own, purchase options, and rent to own in Orangevale, Lease options, lease to own, purchase options, and rent to own in Citrus Heights, Lease options, lease to own, purchase options, and rent to own in Fair Oaks, Lease options, lease to own, purchase options, and rent to own in Gold River, Lease options, lease to own, purchase options, and rent to own in Carmichael, Lease options, lease to own, purchase options, and rent to own in North Highlands, Lease options, lease to own, purchase options, and rent to own in Antelope, Lease options, lease to own, purchase options, and rent to own in Roseville, Lease options, lease to own, purchase options, and rent to own in Rocklin, Lease options, lease to own, purchase options, and rent to own in Granite Bay, Lease options, lease to own, purchase options, and rent to own in Lincoln, Lease options, lease to own, purchase options, and rent to own in Loomis, Lease options, lease to own, purchase options, and rent to own in Rancho Cordova, Lease options, lease to own, purchase options, and rent to own in Rosemont, Lease options, lease to own, purchase options, and rent to own in Cameron Park, Lease options, lease to own, purchase options, and rent to own in El Dorado Hills, Lease options, lease to own, purchase options, and rent to own in Shingle Springs, Lease options, lease to own, purchase options, and rent to own in Serrano, Lease options, lease to own, purchase options, and rent to own in Rescue, and more.